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Providing In-Home Care in Newport Beach and
communities in Orange County, CA

License #: 304700072

Long Term Care Insurance

Our LTCI  advisors can help you with your policy

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What you need to know about your LTCI policy

Long Term Care Insurance (LTCI) is a valuable resource to help pay for care that is not provided through medical insurance.

In order to receive Long Term Care Insurance Benefits, most policies say that a policyholder must require assistance with at least two Activities of Daily Living (ADLs) or have cognitive impairment. Standard LTCI policies include 5 or 6 of the following ADLs:

  • Bathing & Showering
  • Ambulation (help with mobility and transferring)
  • Assistance with personal hygiene
  • Feeding
  • Dressing
  • Toileting
 Let the specialists at Optimal Senior Care Solutions assist you in initiating your claim.